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Monday, December 19, 2016

'Tis the season to give back!



Every Christmas, we at Clocktower, have made it a tradition to give back to someone in need. This year we came together to buy gifts for a family that may not otherwise be able to afford celebrating Christmas . This can be especially tough when parents who are going through a hard time are unable to provide for their kids. We consider it an honor to be able to do this and hope we have made a difference in someone's life.

Our Team Leader, Rhonda Howlett, has been very passionate about being involved in different projects outside of the Real Estate Industry when they involve making our community better. These range from volunteering at homeless shelters like Good Samaritan Ministries, to giving a donation to a local charities such as FeedMore or Habitat for Humanity.

After a night of shopping for the less fortunate, we had a company gathering. This was an opportunity for us to bond as a team and think of our next big ideas. We've had a fantastic 2016 and 2017 is shaping up to be an even better year.







Wednesday, December 14, 2016

Clocktower Real Estate Market Update

It's been a busy week for Clocktower Realty!

This is what has happened in the last week. If you have an interest in Listing or Selling a property make sure to give us a call! Last year alone we processed 100 transactions for both home buyers, sellers and investors. 



1013 Smithfield Ave, 
Hopewell, VA 23860

Bedrooms: 3
Full Bathrooms: 3
Sq. Feet: 2209
Type: Single Family 

 JUST LISTED: $175,000

10124 Purcell Rd Unit #10124, 
Richmond, VA 23228 

Bedrooms: 3
Full Bathrooms: 1
Partial Bathrooms: 2

 JUST LISTED: $135,000



511 Custer St, 
Richmond, VA 23222

BUYER SIDE 
PENDING


8740 Ruthville Rd, 
Charles City, VA 23030

BUYER SIDE
PENDING

Friday, December 9, 2016

Introducing WCR's President Elect Rhonda Howlett



Being President for the Women's Council of Realtors is one of the highest honors that someone can receive in the Real Estate Industry, and we're lucky to have our leader become the president next year. 2017 is going to be an amazing year for Clocktower Realty Group with Keller Williams, we've already had an amazing 2016 and next year is already shaping up to be an even better year.

Our Team Leader Rhonda Howlett has been carefully selected as the president of the WCR because of her vision, passion and ability to share a unique perspective of what's to come. Rhonda is also a Virginia native and she has grown to be very fond of #RVA. She not only participates in all sorts of charities and events but is known for openly sharing her knowledge and success secrets. She believes in the greater good and is all about empowering agents to be their best. What's so incredible about Rhonda is that she has only been in the industry a few short years, less than five; but she has quickly become one of Richmond's Top Real Estate Agents and most sought out for her skills in property investment.

We're proud to have such an amazing leader as part of Clocktower and we encourage you to stay tuned for what's to come in 2017!









Tuesday, November 29, 2016

Clocktower Real Estate Market Update

It's been a busy week for Clocktower Realty!

This is what has happened in the last week. If you have an interest in Listing or Selling a property make sure to give us a call! Last year alone we processed 100 transactions for both home buyers, sellers and investors. 




2806 North Ave,
Richmond, VA 23222
4 beds 2 baths 1,966 sq. ft.

 SOLD: $110,000
Sold on 11/23/16



3107 Montrose Ave,
Richmond, VA 23222
5 beds 1.5 baths 1,794 sq. ft.

SOLD: $220,000
Sold on 11/22/16


6419 Daleshire Dr,
North Chesterfield, VA 23234
3 beds 1.5 baths 1,812 sq. ft.

BUYER SIDE CLOSED


20 Manchester Rd
Richmond, VA 23224

PENDING









Tuesday, November 15, 2016

Clocktower Real Estate Market Update

It's been a busy week for Clocktower Realty!

This is what has happened in the last week. If you have an interest in Listing or Selling a property make sure to give us a call! Last year alone we processed 100 transactions for both home buyers, sellers and investors. 




VA 23832
3 beds 2 baths 1,719 sq. ft.

 SOLD: $202,900
Sold on 11/10/16



5103 Mill Race Cir,
North Chesterfield, VA 23234
3 beds 1.5 baths 1,584 sq. ft.

 PENDING


1900 Parkwood Ave,
Richmond, VA 23220
2 beds 1 bath 832 sq. ft.

PENDING


536 N Mullens Ln, 
Highland Springs, VA 23075
Bedrooms: 2
Full Bathrooms: 1

PENDING


3212 Midlothian Tpke, 
Richmond, VA 23224
Bedrooms: 3
Full Bathrooms: 1

PENDING








Thursday, November 10, 2016

Open Houses Nov. 12th & 13th.



Saturday 11-1pm and HUGE price reduction from $439,500 to $425,000


3410 Osborne Rd, Chester, VA 23831

6 beds4 baths4,614 sqft

 FOR SALE 
$425,000 
Price cut: -$14,500 (11/10)
Zestimate®:  $459,164 
EST. MORTGAGE
$1,549/mo

Gorgeous Brick Transitional Home w/Tons of Curb Appeal on a Great Sized Lot w/No HOA! Brick Front Porch & Circular Driveway. You're welcomed into a 2-Story Foyer w/Sidelight Windows & Dark Wood Flooring that runs throughout the 1st Floor Living Spaces. Formal Dining Room & Formal Living Rooms both have Columns, Crown Moulding & Chair Rail w/Neutral Paint. Beautiful Kitchen w/Dark Granite Countertops, Solid Wood Cabinetry, SS Appliances, Eat-In Area, Built-In Microwave,  More 

OPEN HOUSE

  • 11/12 11am-1pm

FACTS

  • Lot: 0.45 acres
  • Single Family
  • Built in 2003
  • 110 days on Zillow
  • Views since listing: 3,769
  • All time views: 4,466
  • 50 shoppers saved this home
  • Cooling: Central
  • Heating: Heat pump
  • Last sold: Jan 2002 for $52,000

FEATURES

  • 1055 sqft basement
  • Ceiling Fan
  • Deck
  • Fireplace
  • Partial basement


5910 Matoaca Rd Sunday from 1-3pm


5910 Matoaca Rd, South Chesterfield, VA 23803

3 beds1 bath1,398 sqft

 FOR SALE 
$149,900 
Zestimate®:  $141,286 
EST. MORTGAGE
$546/mo

This lovely ranch home is on a beautiful lot just a little less than one acre. This home has 3 Bedrooms with the Potential for a Fourth Bedroom, a Cozy Brick, wood-burning Fireplace with blower that will heat the whole house, and a finished, sealed basement. The Home Features an Above Ground Pool to take a Dip on those Hot Summer Days. Sit back on the rear deck and enjoy looking out at the Wonderful Plant life that surrounds the Home. Some of the plant life includes: hydrangea, peonies, and several fruit and nut trees including apple, pear, cherry, pecan, and chestnuts. There is a large Shed in the Back that could be used as a workshop, man-cave, studio, or just additional storage. It has electric and a large lot. Come see this Home Today!

OPEN HOUSE

  • 11/13 1pm-3pm

FACTS

  • Lot: 0.95 acres
  • Single Family
  • Built in 1953
  • 39 days on Zillow
  • Views since listing: 727
  • All time views: 810
  • 10 shoppers saved this home
  • Cooling: Central
  • Heating: Forced air
  • Last sold: Nov 2009 for $169,999
  • Price/sqft: $107
  • MLS #: 1632736

FEATURES

  • Deck
  • Fireplace
  • Flooring: Carpet, Hardwood
  • Pool




Monday, November 7, 2016

Team Member Highlight: Cory Smith

As Clocktower Realty Group continues to grow, we are thrilled to welcome new members that bring great assets to our team!  Starting with Cory, a great individual all around, he is amazing at providing a one-on-one customer service experience!  His positive outlook brightens up everyone's day!



Cory Smith — Realtor

Cory, a Richmond native, believes that clients can become lifelong friends when you have the right attitude, approach, and preparation.  He is a true “people” person, with an unstoppable positive attitude. He strives to provide excellent service for his clients, so everyone involved feels like they’ve won.  “I see the good in people and love helping as much as I can,” he says about his approach to Realty.  Having spent 6 years as a sales manager, his ultimate goal is to treat everyone with the respect and courtesy they deserve, especially during one of the largest financial decisions a person can make in their lifetime.  Keeping in constant contact with his clients before, during and after is a big deal to Cory, who believes keeping his clients educated and involved will help them make the best decisions. In his free time, Cory loves to spend time with his wife and son who alway come first and are his daily motivation.  He gets out to the golf course whenever he can and can give recommendations on the many great restaurants throughout Richmond.  He is always up for new challenges both personal and professional.

Tuesday, November 1, 2016

WCR Educational Luncheon: Spotting Hidden Dangers


Part of the great pleasure of being the President-Elect of the Women's Council of Realtors in Richmond is our dedication to continually educating the Professional Real Estate community on how to better serve our clients!  Today's luncheon was so informative, giving us the tools to spot "hidden dangers" in homes and protecting our clients from what they might mean for the buyer!  Thank you to the Stamie Lyttle Company, Davey Tree Experts and Ansell & Associates for your contribution and expertise! 





Wednesday, October 19, 2016

Realtor Fest 2016!








                                           
                                         

                                                    
Our team had such a great time at Realtor Fest yesterday!  A great event put on by the Richmond Association of Realtors, it's always a great place to connect and learn about all the new products being offered in the business and how are colleagues are innovating new ways to help their clients!  Clocktower Realty Group helped to "man" the booth of the Women's Council of Realtors!  Thanks to everyone who helped and for making it a fun day!



Saturday, October 15, 2016

OPEN HOUSE WEEKEND!

We have two Open House showings for you this weekend!

Saturday 1pm - 3pm

7247 South Drive
Richmond, VA 23225
2 bedroom
2.5 bath
$225,000



This charming renovation has all the upgraded features.  Granite countertops and hardwood floors are accentuated by handcrafted touches like the handpainted vanity sinks and the Hickory cabinetry in the kitchen.  It's located in beautiful Stratford Hills neighborhood and minutes away from the James River.


Sunday 1pm - 3pm

4848 Bristol Circle
Williamsburg, VA 23185
3 bedroom
2.5 bath
JUST REDUCED
$325,000

 


Meticulously maintained colonial with tons of upgrades! Outside trim has been freshly painted. You'll enter through a bright foyer with Transom windows. New chair rail and crown moulding have been installed throughout! Updated kitchen includes ALL NEW appliances including a Gas Stove, dishwasher, Koehler faucet, disposal, quartzite countertops and subway tile backsplash. Kitchen opens to family room with gas fireplace, TV niche, crown, chair rail, lots of light and a door to  the rear deck. Formal living room features carpet, lots of light and plenty of space. The formal dining room boasts a tray ceiling with chic chandelier. Master bedroom features large master closet (and additional storage space) & Ensuite Bath w/Double Vanity, NEW fixtures (including faucets and lights), NEW ceramic tile, NEW Koehler tub, faucet, shower head, subway tile (in shower/tub) and  large linen closet. 2 additional upstairs bedrooms with closets, chair rail, crown moulding and fun light fixtures. Hall bathroom boasts NEW ceramic tile, faucet and fixtures. NEWER dual zone HVAC units. NEW NEST thermostat. A large rear wooden deck looks out to spacious 2/3 acre yard (that goes behind the fence and is fan shaped). New french drain.



Tuesday, October 11, 2016

Lunch & Learn: Demystifying the VA Loan

This Thursday!  Demystify the VA Loan so we can help more of our Veterans take advantage of this program and get them into great homes as Real Estate Agents, Mortgage Originators and Title Companies! Lunch will be provided.



Friday, October 7, 2016

Chesdin Community Open House

This Sunday, come to the Open House Event of the season in the beautiful Chesdin Community of Chesterfield!  Our listing, at 13512 Corapeake Place will be showcased along with other great properties in the neighborhood.  Enjoy light refreshments and snacks as you peruse this 1.5-acre property with beautiful amenities and a view of the golf course!

Wednesday, October 5, 2016

New Listing!


     If you love living where the air is clear and you're surrounded by beautiful nature, this lovely ranch-style home is perfect for you!  This 3 bedroom house has a potential for an additional bedroom, along with a finished, sealed basement.  It has a wood-burning fireplace with a blower that heats the whole house on those cold nights and is surrounded by a traditional brick hearth.  Enjoy the picturesque scenery of beautiful hydrangeas, peonies, several fruit and nut trees including apple, pear, cherry, pecan, and chestnuts, all spread out on just under an acre of land.  This home features an above ground pool, for a cool dip on a hot summer day, and a rear wooden deck.  In addition to all these features, a large shed on the property, wired for electricity, is perfect for a workshop, man-cave, studio, or just additional storage.
     While you enjoy the rural setting of your classic rancher, the location is only a 10-minute drive to downtown Petersburg and Virginia State University, or a 20-minute drive to Pocahontas State Park.  Chesterfield, Chester, and Colonial Heights are just a short drive away!


Friday, September 30, 2016

Charity of the Month: JDRF





Our Charity of the Month for September was the Juvenile Diabetes Research Foundation (JDRF). Clocktower Realty Group made a donation as well as some additional fundraising and we're hoping to do even more! The JDRF One Walk Fundraiser Charity event is THIS Sunday, October 2nd in Byrd Park!  Please join us in walking and raising money for the JDRF, a foundation that has made leaps in progress over the past few years and has one of the highest percentages of funding that goes to actual research. Registration starts at 12:00pm and the walk begins at 2:00pm. Read more about the cause from their own words:

JDRF One Walk has a single goal: creating a world without type 1 diabetes (T1D). We hope you'll join us this year as we walk and raise money for life-changing research for the millions affected by this devastating disease.

Type 1 diabetes is an autoimmune disease that strikes children and adults suddenly. It has nothing to do with diet or lifestyle. If you have T1D, your pancreas stops producing insulin—a hormone essential to turning food into energy. This means you must constantly monitor your blood-sugar level, inject or infuse insulin from a pump and carefully monitor your eating and activity every single day.

There is nothing you can do to prevent T1D. And—currently—there is no cure. But there is something you can do to help.

When you join one of the hundreds of JDRF One Walks across the country, the money you raise will support JDRF—the leading global organization funding T1D research. And, you'll have a great time doing it! That's because you'll walk with a committed community that is passionate about doing whatever it takes to help JDRF turn Type One into Type None.

We can't do it without you. Please register today.

Come out this Sunday, but if you can't make it, please make your donations using this Trey's Avengers Link!

Wednesday, September 28, 2016

Happy Hour Open House!

This Friday from 4-6 pm enjoy a Happy Hour Open House at 13512 Corapeake Place!  We will be showing this 5 bedroom Transitional style home while you enjoy beer, wine and hors d'oeuvres.

Situated on the 10th hole fairway and practically Club House adjacent, this gorgeous home is a steal! Enjoy the luscious green, manicured scenery as well as all of the top amenities Chesdin Landing Golf & Waterfront Community has to offer.  In a private Golf Course community, being a resident means access to the full-service clubhouse, swimming pool, and exercise facilities!  To read more about this property click here!


We have another Open House on Saturday, October 1st from 2 - 4 pm!  One of our newest listings at 4848 Bristol Circle in Williamsburg, VA is a gorgeously modern home with classic colonial features.  


Meticulously maintained colonial with tons of upgrades! Outside trim has been freshly painted. You'll enter through a bright foyer with Transom windows. New chair rail and crown moulding have been installed throughout! Updated kitchen includes ALL NEW appliances including a Gas Stove, dishwasher, Koehler faucet, disposal, quartzite countertops and subway tile backsplash. Kitchen opens to family room with gas fireplace, TV niche, crown, chair rail, lots of light and a door to  the rear deck. Formal living room features carpet, lots of light and plenty of space. The formal dining room boasts a tray ceiling with chic chandelier. Master bedroom features large master closet (and additional storage space) & Ensuite Bath w/Double Vanity, NEW fixtures (including faucets and lights), NEW ceramic tile, NEW Koehler tub, faucet, shower head, subway tile (in shower/tub) and  large linen closet. 2 additional upstairs bedrooms with closets, chair rail, crown moulding and fun light fixtures. Hall bathroom boasts NEW ceramic tile, faucet and fixtures. NEWER dual zone HVAC units. NEW NEST thermostat. A large rear wooden deck looks out to spacious 2/3 acre yard (that goes behind the fence and is fan shaped). New french drain.



Clocktower Realty Team Meeting!


After such a busy and record-breaking summer, we are excited to get "back-to-work" so to speak as the fall season so often motivates us to do!  We are pleased to welcome all the new members of our team with their unique talents as this company grows into its full potential!  But as hard as we work, we always make time to have fun - Happy Birthday to of one of our original team members, Enrique Mendez of Design by E!

Tuesday, September 27, 2016

Can You Buy With Cash & THEN Get A Mortgage?

This is a great competitive edge that many investors use.  With inventory low, especially this time of year, having the cash advantage can mean you get the house you want. Sellers don't necessarily have to take the better offer if the buyer hasn't been approved for a loan yet, they may be looking for easy and fast.  And that's why cash is king.




Can You Get A House With Cash And Then Get A Mortgage

In competitive markets, cash is king. But coming up with the full purchase price of a home for sale in Baltimore, MD, or anywhere else isn’t easy to do. That’s why some buyers are turning to a unique solution to better compete when multiple offers are on the table: paying with cash now, then getting a mortgage later. Sound complicated? It is. Here’s how it works and what you should consider.

1. Why cash is still king in competitive real estate markets

Here’s the strategy: Buyers liquidate their assets, amass enough cash to purchase the home outright, and then put in an offer as an all-cash buyer. For sellers, all-cash offers are more attractive than ones from buyers who need to finance the purchase. Cash deals mean fewer contingencies — mainly, the sale of the home is contingent upon the buyer getting the mortgage, and there’s no guarantee that will happen. For instance, the sale could fall through if something goes wrong during the underwriting process. The sale is also contingent upon a home inspection and appraisal if the buyer finances the purchase, and again, a number of issues could come up that may make your lender (and you) pause. Plus, all-cash deals tend to close more quickly and with fewer overall complications than a sale that depends on financing.

2. A new buying strategy: cash first, mortgage later

Buyers are using the cash first, mortgage later strategy to circumvent these contingencies. They still finance their home with a mortgage, but they delay that process until after the sale is final. “With prior proper planning, a buyer could conceivably offer a 24-hour closing,” says Dennis Crowley, principal of Vitruvius Capital Consultants. Before opening his own firm, Crowley served as a private banker and helped buyers use this strategy to purchase homes.

There are downsides, however, to this tactic. “You’re using marketable securities as collateral,” Crowley warns. “This means that the buyer and lender have agreed that the collateral is worth a certain amount, and that amount can change without notice.”

3. What to consider before liquidating your assets

This buying strategy isn’t right for everyone. “Use the same wisdom you’d apply to any other purchase,” Crowley advises. “Make decisions with facts and not emotions and understand your options thoroughly.” Instead of liquidating your assets and putting a lot of pressure on yourself to purchase a home, consider a new timeline for your homeownership goal — perhaps set a goal to buy in five years instead. By then, you’ll have saved up more cash and may not need to liquidate existing investments. Second, the real estate market could change during that time — making these extreme measures unnecessary.

4. How to buy with cash first and get your mortgage later

Some buyers take money out of their retirement savings. Others liquidate other investment accounts and various assets like other property or use cash savings. Buyers also turn to (generous) relatives to help gather the amount needed to cover the purchase price. Once you have enough cash, you purchase the home (woohoo!). Then you get a mortgage, using that loan amount to refill the accounts you depleted and pay back anyone who helped you gather the cash you needed to buy.

Of course, you need to be careful when dipping into retirement savings, like 401(k) and IRA accounts — it’s not always a wise move. You’ll be penalized for withdrawing funds before retirement age, so include those fees in the total cost of your mortgage if you want to fully pay back those accounts. And an important note: Crowley points out that trying to use your existing assets this way is not for people who want to borrow money they don’t have. The cash first, mortgage later option is intended for people who want to employ capital that they already have in the most efficient way, he says.

5. More factors to consider

Remember to evaluate your situation (and your assets) to determine whether buying this way is even an option. “A buyer with roughly 150% of their proposed purchase price in marketable securities brings these options into play,” Crowley says. “Failing that, a buyer who has at least 200% of a required down payment might consider these.”

An understanding of marketable securities is a prerequisite for this buying strategy. Crowley recommends finding the right lender too. Most mass-market lenders won’t be able to support the level of complexity required to help with the process from start to finish. “Most major brokerage firms offer these options. Some smaller firms do as well,” Crowley says. “Even some independent financial planners have access to such channels.”

The bottom line? Liquidating your assets to purchase a home with cash and delaying financing by taking out a mortgage after you buy is an interesting strategy — but not one that’s right for everyone. It can help keep your offer competitive when you’re trying to purchase a home, but you shouldn’t just liquidate all your assets to become a cash buyer. Use money you already have as leverage, and don’t try this strategy simply because you don’t currently have enough cash to put money down on a home or to buy a home outright.

This article originally appeared on Forbes.com

Wednesday, September 21, 2016

Congrats on Reaching Your Goals!


Congratulations to Matt Hovey and Kristina Davis! Clocktower Realty Group is all about making things happen, and we do every day because of agents like you!

Friday, September 16, 2016

OPEN HOUSE SUNDAY!

We have some amazing properties to show this Sunday from 2 pm - 4 pm!

13512 Corapeake Pl
Chesterfield, VA 23838
5 bedroom
4.5 bath


Don't miss this beautiful Transitional Style Home in sought after Chesdin Landing! This home encompasses the good life and is a short distance from the golf course and pool. This home sits on 1.5 acres of serene paradise. Enjoy the cozy front porch as you enter your new home.  You'll notice the 9 ft ceilings & beautiful chandelier in the 2 story foyer.  Sit and enjoy the Bose surround sound system & cozy gas fireplace---guaranteed to keep you warm in the cold winter months! From the family room, you'll flow right into the open kitchen with granite countertops, stainless steel appliances, gas range, dishwasher, built-in microwave, wine rack, dark wood cabinetry & island. First floor master has a sizable sitting area with bay window- enjoy the magnificent view.  Large master bath with dual vanities,  jetted tub and separate shower. Upstairs you have 4 other bedrooms with a bonus room to let your imagination run wild! Outside on the deck, enjoy a large area to grill, entertain, or just sit and bask in the picturesque setting! Just to the left of the backyard is the play area and then a short walk through the trees will lead you to the golf course! Too many features to have them all listed, so stop imagining and come See this property TODAY!

NEW LISTING
4848 Bristol Circle
Williamsburg, VA 23185
3 Bedroom
2.5 bath

Meticulously maintained colonial with tons of upgrades! Outside trim has been freshly painted. You'll enter through a bright foyer with Transom windows. New chair rail and crown moulding have been installed throughout! Updated kitchen includes ALL NEW appliances including a Gas Stove, dishwasher, Koehler faucet, disposal, quartzite countertops and subway tile backsplash. Kitchen opens to family room with gas fireplace, TV niche, crown, chair rail, lots of light and a door to  the rear deck. Formal living room features carpet, lots of light and plenty of space. The formal dining room boasts a tray ceiling with chic chandelier. Master bedroom features large master closet (and additional storage space) & Ensuite Bath w/Double Vanity, NEW fixtures (including faucets and lights), NEW ceramic tile, NEW Koehler tub, faucet, shower head, subway tile (in shower/tub) and  large linen closet. 2 additional upstairs bedrooms with closets, chair rail, crown moulding and fun light fixtures. Hall bathroom boasts NEW ceramic tile, faucet and fixtures. NEWER dual zone HVAC units. NEW NEST thermostat. A large rear wooden deck looks out to spacious 2/3 acre yard (that goes behind the fence and is fan shaped). New french drain.